Buy a Home in Portland

Kami Price, Principal Broker is our lead buyer’s agent and a top 1% buyer’s agent in the Portland metro area. Kami has been licensed since 2004 and has helped hundreds of local home buyers find their next property. She has a long list of awards and additional education certificates.

If you’re considering buying a home in the next twelve months, Kami Price, buyers specialist would love to hear what you’re looking for. Call today to set an appointment.

Kami Price, Realtor
Represented Hundreds of Buyers
Licensed since 2004
503-773-0000

PortlandHomesForSale.com
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Portland school districts change

Portland School District Boundaries Changing

September 4, 2023

Fall 2023 Update. Location, location, location is the most important thing in real estate. For many Portland home buyers, this statement could be rephrased as “Good schools, great schools, and the best school for my child.” In Portland, the neighborhood you live in determines which schools your child or children will attend, so news that Portland Public Schools is changing is district boundaries is a game-changer (and may cause some anxiety). Out of Balance School Populations Lead to Changes PPS is the largest of six school districts within the Portland Metro Area. It serves 44,0000 at over 80 elementary, middle and high schools, but it says that enrollment at those schools has been out of balance for the past few...

columbia riverfront real estate

Columbia Riverfront Real Estate, Willamette Valley Guide

August 21, 2023

Always dreamed of owning riverfront property? Imagine waking up every morning with the beautiful Columbia River flowing by right outside your door. It’s a dream for a lot of people, but the reality is, knowing where to look can be a challenge. To make your job easier, we did an extensive search to find Columbia River riverfront property in Oregon and Washington along the Willamette Valley. From single-family homes to condos to floating homes, there are a multitude of possibilities for all price ranges. You’ll be amazed by what you can find. Columbia Riverfront Single-Family Homes When you own a single-family home right on the water, it’s like having your own personal oasis. The water’s calming effect – along with...

waive home inspection

Never Waive the Home Inspection Contingency

July 12, 2023

If you’re buying a home in an often competitive real estate market like Portland, Oregon’s and your offers keep getting beat out, you may be tempted to resort to desperate measures. Home buyers may be tempted to offer more than the asking price, agree to a quick closing, make their earnest money non-refundable, waive the appraisal contingency, agree to free rent back, and or waive the home inspection contingency. Here’s our guide on how to win a bidding war. The home inspection is just one of four main contingencies included in most Oregon real estate contracts. They exist to protect home buyers; any one of the contingencies can reveal information that affects the value of the home, causing the buyer...

portland oregon real estate

Step by Step Guide to Buying a Home in Portland

June 26, 2023

12 Steps to Buying a Home in Portland, Oregon We have written many other articles on the home-buying process in the Greater Portland metro area, but this article is a great place to start. Licensed since 2003, I watch the Portland real estate market like a hawk and write monthly reports on how it is currently affecting home buyers and sellers. In order to keep tabs on the local real estate market, we recommend you bookmark this page. I would also encourage you to sign up for our 2X month blog digest (you can sign up on this page, scroll down or look to the sidebar), and make sure to understand the best time of the year to buy a...

10 Reasons to Buy a Portland, Oregon Home in 2023

May 1, 2023

If there’s something I’ve learned in my 20 years as a Portland Realtor, it’s that conditions are never perfect for buying a home, though there are certainly times that are more ideal, but the decision to invest in a home is one of the most worthwhile decisions you can make. Homeownership can enhance your life in many ways, and there are excellent reasons to choose a home in Portland, Oregon specifically. If you are unsure or considering taking the leap toward homeownership, here is a list of ten reasons why you can feel confident about buying a home in Portland this year. 1. Portland Housing Prices are Rising Slowly According to a report from RMLS, the average home sale price...

Portland Real Estate Affordability Rate: 2023 Report

April 10, 2023

Housing affordability in Portland is a concern that has been brought into the spotlight due to factors like rapid population growth (which has begun to drop), inflation combined with income rates failing to meet higher costs of living, and both increasing rent and high mortgage insurance rates. What is Portland’s Affordability Rate in 2023? To calculate housing affordability, The National Association of REALTORS® uses a formula that assumes a homebuyer has a 20% downpayment and a 30-year fixed rate mortgage of 6.36% (per Freddie Mac). RMLS utilizes this formula to generate a quarterly affordability graph for the Portland Metro area. As we can see in the graph above, a family earning the median income of $106,550 (per HUD) could afford...

home closing costs buyers sellers

Home Buyers and Seller Closing Costs – Portland, Oregon Metro Area Report

April 7, 2023

Updated 8/22/2023. For some people, “closing costs” is a vague term attached to selling or buying a home. Many aren’t clear about who pays what. Educating yourself on this part of the home selling/buying process is essential for a successful and surprise-free transaction. Closing costs vary from state to state. Also, because they’re based on the cost of the home in question, closing costs in the Portland metro area will be higher than other parts of Oregon due to comparatively higher home prices in the area. Keep in mind that some of these fees are payable to the lender and others to third parties, like home appraisers and title agencies. We want to dispel some of the mystery and confusion...

Rent vs. Buy a Home in Portland, Oregon? A Financial Calculation 2023

March 13, 2023

In their 2022 Housing Survey, NeighborWorks America found that nearly nine in ten Americans agree that homeownership is important, and many see both increased feelings of security and connection to their community as significant benefits of owning a home. In reality, being a homeowner extends beyond the property itself to a sense of ownership and shared responsibility in the neighborhood, which leads to more involvement in the community and reduced crime, among other benefits. While owning a home is rewarding, there are times when renting may be a better fit. We’ll explore the options for each in light of the current housing market. Factors to Consider When Deciding to Rent or Buy The first and most obvious consideration is finances:...

downpayment assistance real estate

Down Payment Assistance Programs for Home Buyers in 2023

March 10, 2023

Preparing to buy a home for the first time can be a daunting prospect with all of the factors to consider and steps to complete, not to mention the large financial investment involved in the initial downpayment. Because this is often the part of the home buying process that buyers either find most intimidating or that discourages them from homeownership altogether, we’d like to highlight the many financial assistance programs that are available to help make the dream of homeownership a reality. We’ve done the work of sifting through the federal, state, county and city programs to share the best down payment programs available in the Portland metro area. These programs apply to a range of income levels, so you...

buy portland real estate investment

Buying a Portland Investment Property? 2023 will be a Golden Year of Opportunity

December 5, 2022

According to National Association of Realtors’ lead market analyst, Lawrence Yun, predicts prices will be flat (dropping in some areas) in 2023, but they are expected to rebound 10% or more in 2024. In other words, 2023 might be a golden opportunity to buy into the Portland, Oregon real estate market that is currently dropping in price. Portland Multi-Family Opportunities Opportunities abound in the local Portland market, starting with price drops in multi-family housing for sale. (Click the link to see the latest price drops.) One might think that rents are down, given the vast number of multi-family homes for sale in Portland right now, and their many, many price drops. But that simply isn’t the case. Rents are high...